Chapter 7 Bankruptcy Attorney Serving Ohio, WV & Western Pennsylvania
What is Chapter 7 Bankruptcy?
Chapter 7 bankruptcy, also known as “liquidation bankruptcy” allows individuals to discharge most unsecured debts, such as credit card balances, medical bills, and personal loans, within months. It’s often the quickest path to a fresh financial start.
Benefits of Chapter 7
- Stops creditor harassment immediately
- Halts wage garnishments and lawsuits
- Can help you keep your home and vehicle in many cases
- Discharges debt without repayment
Am I Eligible?
You may qualify for Chapter 7 if you
- Pass the means test (based on income)
- Have primarily unsecured debts
- Haven’t filed bankruptcy recently
What to Expect from the Process
- I will file a petition with the court
- All collection actions stop immediately
- You’ll attend a brief creditor meeting
- You may receive a discharge in 3-6 months
Why Choose Me As Your Attorney?
With experience helping clients through Chapter 7, I, John M. Jurco, will ensure that your rights are protected every step of the way.
Ready to Get a Fresh Start?
If you are feeling overwhelmed and unsure of your options, I, John M. Jurco, am here to guide you through the process. Contact me today to find out if Chapter 7 is right for you.